Why are there more small business government loans available in Australia than grants?

There are more available Australian government loans in Australia than there are grants because loans represent a lower risk to Australian government. This is because they must be paid back, whereas every grant is money given to the Australian small business without direct compensation. Of course, there are also private organisations in Australia that offer small business loans. These may include banks, some charities and other altruistic associations. However, they typically come with less favourable conditions that those from Australia federal or state governments for that matter.

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