What does non credit based business loans mean?

Non credit based business loans are usually in reference to programs such as the ones the Australian government offers for small businesses. This is in reference to their grants and loans programs that are offered to small businesses that need some financial help. The non credit based business loans means that the individual business does not have to have a credit rating in order to qualify. However, there are other qualifications that must be met and these are decided on the individual merits of the business itself.

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